Crowdfunding: A Growing Source of Support Amid Doubts and Concerns

Fri Jan 09 2026 11:40:47 GMT+0200 (Eastern European Standard Time)

A recent poll reveals the popularity and skepticism surrounding crowdfunding in America, highlighting its role in addressing medical expenses and community support.

In the U.S., approximately 20% of adults donated to crowdfunding campaigns in 2022, primarily for medical expenses. While these platforms provide quicker fundraising methods, many Americans express doubts about their efficacy and transparency. The average donation tends to be small, underscoring the importance of personal networks. Despite their popularity, concerns persist regarding the proper use of funds and the fees charged by crowdfunding platforms.

NEW YORK — Quintin Sharpe, a 27-year-old wealth manager from Wisconsin, believes in giving back to his community. His values drive him to support local services and nonprofits. However, a personal situation changed his outlook on charity, pushing him towards crowdfunding to assist a friend’s family with hospital bills after an accident. He donated over $100 through GoFundMe, seeing it as a more immediate way to provide aid.

A poll conducted by the Associated Press-NORC Center for Public Affairs Research reveals that about 20% of Americans donated to crowdfunding campaigns in 2022, with medical expenses being a leading cause. The flexibility and speed of crowdfunding have made it a popular option for many seeking help with urgent costs, ranging from healthcare to community support.

Despite the growing trend, skepticism remains. Many Americans doubt whether individuals in need truly leverage crowdfunding responsibly. The survey found that only 44% of respondents felt confident that crowdfunding platforms charged reasonable service fees, highlighting a lack of trust in the industry.

Sharpe, while optimistic about crowdfunding's potential, acknowledges the risks. He believes that ultimately, the responsibility lies with the recipients to utilize the funds as promised.

Smaller Donations, Greater Support

Statistics indicate that 60% of crowdfunding donators typically contribute $50 or less. This points to the significance of personal networks and word of mouth in driving fundraising efforts. For instance, Karla Galdamez, a former educator from California, shared her experience of successful crowdfunding for a late colleague, saying that news spreads quickly within tight-knit communities.

Medical Needs Drive Contributions

Medical expenses dominate crowdfunding campaigns, with 40% of the poll participants noting their last donation fell into this category. As healthcare costs rise and coverage gaps widen, many feel that crowdfunding is essential to avoid crippling debt. Bioethicist Jeremy Snyder expressed concerns that the trend will escalate, particularly with the expiration of certain healthcare subsidies.

Concerns about Fees and Trust

Fear about what happens to the funds donated through crowdfunding campaigns is prevalent. While platforms like GoFundMe claim to charge minimal fees only to cover processing costs, many users feel that profit-seeking operates at odds with the altruistic goals of crowdfunding. This lack of transparency fosters a general mistrust, with potential donors increasingly hesitant to contribute without personal connections.

More than half of respondents indicated they were only ‘somewhat’ confident that the money raised was utilized properly, emphasizing the need for greater transparency in the crowdfunding landscape.